عربي
product - Mirco Business Loan Product

Mirco Business Loan Product

For a bigger business and more income

product - Mirco + Business Loan Product

Mirco + Business Loan Product

for a better life – let your business stand out

product - VSE loan

VSE loan

drive success into your business

product - SE loan

SE loan

invest in your business and achieve your goals

product - home improvement loan

home improvement loan

We support you in renovating your home

About Us

Since 2003, CHF Vitas Iraq have had the privilege of serving the communities of Iraq by offering financial services for the owners of micro and small businesses enabling them to increase their income.

Vitas in Numbers

  • NUMBER OF ACTIVE LOANS  2,926
  • NUMBER OF DISBURSED LOANS  447,059
  • NUMBER OF JOBS CREATED  65,033
  • NUMBERS OF JOBS SUSTAINED  672,980
  • NUMBER OF IMPROVED HOUSES  37,176
  • WOMEN SERVED  100,317
  • YOUTH SERVED  205,182

Success Stories

13 BRANCHES

13

BRANCHES

21 YEARS OF OPERATIONS

21

YEARS OF OPERATIONS

500 EMPLOYEES

500

EMPLOYEES

447,059 LOANS DISBURSED

447,059

LOANS DISBURSED

20,926 ACTIVE CLIENTS

20,926

ACTIVE CLIENTS

COMMUNITY EVENTS

Distribution of 300 food baskets to families in need in Erbil Governorate

August 2022

As a part of "distributing food baskets" campaign, and after prior coordination with the NGO Department in Kurdistan, CHF Vitas Iraq distributed 300 food baskets to families in needs in Erbil Governorate in line with its humanitarian mission towards widows and orphans. Our team targeted needy families in Soran District, Rawanduz District and Shoman District to distribute the food basket. Families were thankful for the initiative taken by CHF Vitas Iraq and the continuous humanitarian work it provides.

community events - Vitas Iraq Partners with GIZ to Drive Financial Inclusion and Economic Growth

Vitas Iraq Partners with GIZ to Drive Financial Inclusion and Economic Growth

October 2024

Vitas Iraq signed an agreement with GIZ under the Innovation for Financial Inclusion program, which is dedicated to expanding access to financial services and creating innovative solutions for more communities. The program’s vital role is in driving sustainable economic growth and expanding financial opportunities for individuals and businesses. Key representatives from the Central Bank of Iraq, the EU, the German Embassy, and top financial institutions attended the event. Funded by BMZ and the EU, this initiative strengthens financial institutions to support MSMEs. Financial Inclusion Microfinance

community events - Partnership with WFP to Empower Women’s Projects in Iraq

Partnership with WFP to Empower Women’s Projects in Iraq

October 2024

We proudly announce the launch of a strategic partnership with the World Food Programme (WFP) aimed at supporting women's projects in Iraq. This partnership reflects our shared commitment to enhancing women's capacities and supporting them in various fields to achieve sustainable development and equality. Women's projects play a vital role in boosting local economies and providing income for their families. Therefore, supporting these projects is an investment in a better future for them and their families. Through this partnership, women will have access to funding with simplified procedures to enhance and develop their projects. We are excited to embark on this joint journey and look forward to achieving positive and tangible results for women in Iraq.

community events - "Together to empower people with disabilities for a brighter future and a better tomorrow"

"Together to empower people with disabilities for a brighter future and a better tomorrow"

March 2023

CHF VITAS Iraq has initiated a humanitarian activity to support people with disabilities by providing equipment and specialized training workshops at Yarmouk Institute in Baghdad, which includes tools and equipment to help them develop a skill that enables them to enter the job market.

community events - Supporting the security sector and the service sector in Basra Governorate and Mudaina District

Supporting the security sector and the service sector in Basra Governorate and Mudaina District

October 2022

CHF Vitas Iraq has supported the security sector (Police Command in Basra Governorate) and the educational sector (Education Directorate in Mudaina District) by providing them with library supplies (laptops and printers). This initiative was well received by these parties, they thanked the institution for this support and for its high sense of responsibility towards the various segments of society.

" Dealing with CHF Vitas Iraq made me feel honored and supported. I am proud to be a loyal customer! "
DERIN MOHAMAD SALEH, BEAUTY SALON, SULEIMANIYA
" Thanks to CHF Vitas Iraq I was able to develop and grow my business. My family's quality of life improved significantly! "
WISSAM SALEEM SULTAN, CAR REPAIR SHOP OWNER, AL DIWANIYA
" I wish continuous progress for CHF Vitas Iraq and its outstanding staff for what it offers to the people of the province. "
WISSAM MALEK HAMIDI, FURNITURE SHOP OWNER, AL NAJAF

Check if you're eligible for a loan

The final eligibility decision is subject to a field assessment and evaluation of your business and situation by the CHF Vitas Iraq team.

  • Mirco Business Loan Product
  • VSE loan
  • SE loan
  • home improvement loan
  • Basra
  • Diwaniya
  • Hashimiya
  • Hilla
  • Hindiya
  • Karbala
  • Kut
  • Mansour
  • Mudaina
  • Najaf
  • Nasiriya
  • Wehda
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